Legal

What we do with your information

We use your information to provide the services you've requested, create and maintain your accounts, and keep an eye out for unauthorized activity on your accounts. We also use it to communicate with you about the products you're currently using, your customer support requests, new products you may like, chances for you to give us feedback, and policy updates. We analyze the information we collect to understand user needs and to improve our websites and services.

Acceptance of the Agreement

You must be of legal age to enter into a binding agreement in order to accept the Agreement. If you do not agree to the General Terms, do not use any of our Services. If you agree to the General Terms and do not agree to any Service Specific Terms, do not use the corresponding Service. You can accept the Agreement by checking a checkbox or clicking on a button indicating your acceptance of the Agreement or by actually using the Services.

DATA PRIVACY NOTIFICATION

Finmart Financial Services LLC, (referred to as “we,” “us,” “our,” or “Finmart” in this Data Privacy Notice) refers to all Personal Data that is collected and used about Finmart customers for the purposes of applicable Consumer Protection Regulations, Standards, and the UAE Personal Data Protection Law. Finmart Financial Services LLC is part of the Finmart Group. Finmart is registered at Al Saqr Business Towers - 3400 - Sheikh Zayed Rd - Trade Centre, Dubai, UAE. This Data Privacy Notice, herein referred to as the "Notice," describes the types of Personal Data Finmart collects, how this data is used, stored, and shared, and your choices regarding this data. Finmart is the Data Controller for the Personal Data collected in connection with the use of Finmart Services.

SCOPE

This Notice applies to all customers of Finmart Services, including users of websites, branches, and any other services (collectively, the “Services”), as well as through other interactions and communications with us. Specifically, this Notice applies to:
• Consumers/Customers
• Personal Data collected/received by Finmart through and in connection with the various services provided.
Finmart is committed to delivering exceptional financial services while ensuring confidence in how your Personal Data is managed. Finmart is dedicated to protecting your privacy and your Personal Data. Furthermore, this Notice explains the measures Finmart has in place to protect the security of your Personal Data and minimize the potential for its unauthorized use, disclosure, or destruction.

CONFIDENTIALITY OF PERSONAL DATA

When Finmart collects Personal Data, we provide a safe, secure, and confidential environment across all our delivery channels to ensure that your Personal Data remains private and is used for its intended purposes. Finmart has a legal obligation to keep your data confidential. However, Finmart your data to a third party under the following circumstances:
1. Legal Obligations:
  • Where the disclosure of your data is mandated by a legal or regulatory authority, including but not limited to courts.
2. Customer Consent:
  • Where the disclosure is made with your express consent or through a representative nominated by you
Disclaimer: Information provided on Finmart is for information purposes. Final rates and terms are subject to change based on your personal circumstances and the policies of individual banks. One must consult a qualified professional before making any financial decisions.
Implications of Non-Payment: Failure to meet your repayment obligations may result in your bank reporting you to the UAE credit rating agency, which could affect your ability to borrow in the future.
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